I back selling the United Health Care Medicare products for our senior population. I drive up over the mountain to Prescott Valley and Chino Valley 4 times a week manning a Kiosk at Chino Valley’s Safeway and part of a team putting on Open Enrollment meetings. Now in our 4 week I have surpassed by total enrollments that I did all last year. Another carrier, the Phoenix plan went belly up and so we are converting many of the Phoenix benificiaries to our plan. It makes for an easy sell.
After almost of two years of elections it was finally over last Tuesday night. The signs all came down in the neighborhood the next day and we have a new president elect. Much to the surprise to most, Donald Trump pulled it off. It was amazing with most of the media and pundits behind the other candidate and always with strong polling numbers, Hillary’s past caught up with her. Now on to the changes.
There is hope with the younger generation. I was down in El Porvenir, Baja at the Ninos de Baja and a team of volunteers from Newbury Park Christian Church came to down to frame, rough in plumbing and electrical, sheath, roof and scratch coad a duplex in 5 days.
Pastor Ken and his 5 experience contractors lead 4 teams of teenagers and with patience and guidance took on the task of building this two unit “Casita”. It was wonderful to see this young 15 to 17 year old girls and boys work long hours and not complained.
I started playing golf at 11 and when I was 55 five I realized my golf scores had not improved since I had started. The fun part of golf is to get out on the course and you may hit that one good shot for the day. So it is worth taking 4 to 5 hours of my time and all the aggravation for that one good shot, I think not.Some have a knack for golf.
I am getting excited as I will be going to Ninos De Baja orphanage next week. Last year I was going down monthly and this year due to my move to Arizona I have only been down 3 times.
I had planned to install a swamp cooler for the dining hall commercial kitchen but as being winter here now the local Home Depot is out of them until next Spring.
Producers in the Eagle Ford Shale region just south of San Antonio are keeping an eye on the market after waking up to near seven-year-low crude oil prices on Monday morning.
West Texas Intermediate was trading as low as $37.60 per barrel early Monday afternoon, dipping well below this year’s previous low of $38.22 per barrel, which was set less than four months ago on Aug. 24. Figures from the U.S. Energy Information Administration show that the previous record low for WTI crude oil prices was reported at $34.03 per barrel on Feb. 12, 2009.
File Photo from a rig where Encana Corp., which is drilling for oil in Karnes County. The company’s leases are among those producing a record amount of crude in the Eagle Ford shale.
CARLOS JAVIER SANCHEZ | SABJ
University of Texas at San Antonio researcher Thomas Tunstall said that how today’s price downturn affects producers in the Eagle Ford depends on how low it goes and how long it lasts.
“I don’t see a change until after the holidays,” Tunstall said.
Houston-based energy giant Baker Hughes (NYSE: BHI) reported on Friday that there are 73 active rigs in the Eagle Ford, compared to 206 active rigs at the same time last year — at 64.6 percent drop.
“It won’t go to zero, but those companies that are still there have shown that they can withstand $40 per barrel,” Tunstall said.
Houston-based EOG Resources (NYSE: EOG) publicly stated that it can still make a profit at $40 per barrel on many of its leases, but other companies like San Antonio-based Abraxas Petroleum Corp. (NASDAQ: AXAS) stated they will not drill in the Eagle Ford again until oil reaches $65 per barrel.
“As companies react to these new market realities, they will respond with new technology and new tricks up their sleeves,” Tunstall said.
One company operating in the Eagle Ford that is responding to the problem with technology is Encana Corp. (NYSE: ECA). The Calgary-based company plans to maintain its current level of drilling activity in Karnes County, which is ranked by the Railroad Commission of Texas as the most prolific oil-producing county in the Lone Star State.
In addition to maintaining its activities in the Eagle Ford, Encana recently reported that it will be speeding up capital expenditures in the Permian Basin, where it will invest an additional $150 million in the fourth quarter. The company expects to drill 36 net wells and bring 30 into production in Permian Basin during the fourth quarter in order to deliver an estimated 50,000 barrels of oil equivalent per day.
Tunstall said the dip in prices are a reaction to last Friday’s decision by the Organization of the Petroleum Exporting Countries, or OPEC, to keep their production levels the same.
“This is not altogether unexpected, but some times the market has to hear the words before it reacts,” Tunstall said.
OPEC’s decision also comes months ahead of when sanctions against Iran are expected to be lifted. Tunstall said the Middle Eastern nation is expected to flood an already saturated global market with as much as 500,000 barrels of oil per day.
Sergio Chapa covers the energy industry for the newspaper.
CARLOS JAVIER SANCHEZ | SABJ
As we all have learned as kids actions lead to consequences. My niece went into a tirade with her landlord at her trailing park in the Alamogordo area and then was presented with a 30 day to Move order by her landlord.
When I asked her how she was going to pay for the move she said of course her grandmother. When I said that was not a possibility unless she gave up one of the many things her grandmother was paying for, and like a teenager she went into her usual tirage with F… You to me and her grandmother. Her grandmother said her granddaughter has an angry management problem and let her tirade pass. I eliminated her 100 dollar a month Direct TV service and she really blew her top as she stated that her 2 year old daughter needed satellite TV. This generation is certainly the age of entitlement. She is 28 and no job and lives off her grandmother’s money and state entitlement program. A mother of three births and only one in her possession due to the first being abandoned by her, the second child taken by the state as my niece was on drugs.
I sent a thank you note to her former landlord praising him on teaching my niece that actions lead to consequences.
After several months of being retired at 65 I started to get ansy for something to do. My original plan was to work until I was 70 and then retire. But life changes and now I am a caregiver to my 91 year old Mom in Cottonwood Arizona. My Medicare insurance agent suggested that I sell Medicare insurance as something to do. There is an open enrollment period from Oct 15 to Dec 7th and I started the insurance procedures in July. With taking the Arizona State Exam and going through United Health Care training and certification program did not leave me much time. I squeak through and without any practice appointments I jump into the insurance world. Thank goodness for the excellent training.
Now we have two weeks left in the Open Enrollment Period and one sale comes to mind. I meet my 72 widowed client at 9:00AM at her house and I enrolled her into an insurance plan that met her needs. She then proceeds to turn on the Karioki machine and sing me romantic songs. One of her friends showed up and she also took the mic and belted out a couple songs.
I listened, I clapped and I made my sale.
My Mom believes in serving and doing charity work and this has kept her in good health and she is now in her 90’s. My niece has been like a bottomless pit to Mom’s finances. I had planned to go out to Alamogordo to check out the situation and at the last moment Mom decide to come. To make the 550 trip easier we fly instead of driving so the trip took us to El Paso Texas and we rented a car to drive north up to Alamogordo in the White Sands area (thing atomic bomb testing) of New Mexico.
After seeing my niece and her delightful one year old child the boyfriend Bubba makes his appearance. For sometime now my parents have been subsidizing my niece and the still get calls about some impending emergency, Bail bond, lost rent money and so forth. My Mom always believing the stories and sending money to my niece. In her mind there was no way that her grandchild would ever lie to her.
Mom and I happen to stay at the Super 8 motel situated next to the Sheriff station and also next to the worlds greatest rib joint, Peppers. So checking with the Sheriff department I found that there were no criminal activity or lock ups for Bubba so he had scammed 1200 dollars from my parents to pay his bail. The week were were there my niece’s rent money was lost as she had given it to Bubba to hold on to. Mom finally said no to the rent money request so Bubba and my niece scammed the local Mormon Church Bishop for it. I was make aware of a storage unit across the highway from their singlewide that contained Bubba’s main toy, a motorcycle. It is amazing what neighbors will tell you with the undesirable neighbors. Mom finally had enough proof to see that she has been scammed by her niece and Bubba over the past several years.
Yes charity still goes out to my niece but now with her now limited list of bills being paid for by us in Arizona. Poor Bubba, now with no steady stream of money to scam he may have to find some work. This is a unjust world. It was a real pleasure to meet Bubba’s Mom and cousins– if only I was a TV producer looking for an new reality show to produce.